What you are owed when a job ends.
Gratuity, savings plans and pensions in the UAE, worked out from the law.
Which rule pays you depends on who you are
- An expatriate in the private sectorLabour Law gratuity, 21 then 30 days a year
- In the voluntary savings scheme5.83% then 8.33% a month into a fund
- Working in DIFCDEWS or another qualifying scheme
- Working in ADGMADGM gratuity, or a savings scheme you chose
- An EmiratiGPSSA pension, or the pension law gratuity
- An Emirati in Abu DhabiThe Abu Dhabi Pension Fund
- A national of another GCC stateYour home country scheme, through GPSSA
The clock starts on your last day
Work out your datesLook up the company running your savings
See every provider
Work it out for yourself
See every tool- Check your end of service datesFinal pay, ILOE claim and claim time limit.
- Add up savings scheme contributionsThe 5.83% and 8.33% employer payments.
- Compare gratuity and the savings schemeSame pay and years, before returns.
- Estimate a GPSSA pensionPension or gratuity for Emiratis, 2023 law.
- Work out your ILOE benefitPremium and payout if you lose your job.